Coastal: another tenth of the area's land sits below the safety line (3 m above mean sea level plus projected sea-level rise). Heat: 30 or more days a year at or above 35°C. Flash-flood downpours: days with 50 mm or more of rain across Singapore reach 1.5 times their 1995–2014 level; one date for every area, since the rain model can't tell neighbouring areas apart. For local flooding, see PUB's list below. Mortgage and lease are counted from today.
If you own in Downtown Core
The coastal date falls after a 30-year mortgage and inside a 99-year lease.
2026TodayAbout 14% of the land is below the safety line, protected by seawalls, tidal gates and drains.
205630-year mortgage endsIf taken out today.
2076Coastal date · 50 yearsAnother tenth of the land sits below the safety line. It will depend on coastal protection, much of which is still being studied or planned.
2090Flash-flood downpours · 64 yearsIsland-wide, days with 50 mm or more of rain reach 1.5 times their 1995–2014 level.
2100HeatThis date is not reached by here, which is as far as that data goes.
212599-year lease endsIf it started today. Count from your own start date.
What to raise with your managing agent or town council
What is the ground level of our block, in metres above mean sea level?
How high is the basement carpark entrance above the road?
When is coastal protection planned for this stretch of coast?
Has our street or carpark ponded in heavy rain, and what was done about it?
If you are buying in Downtown Core
6 questions to take to a viewing.
Sea level: inside a 99-year lease
In about 50 years (2076), another tenth of the land sits below the safety line. About 14% already does and is protected today by seawalls, tidal gates and drains.
What is the ground level of this block, in metres above mean sea level?
Is there a basement carpark or basement unit, and how high is its entrance above the road?
When is coastal protection planned for this stretch of coast, and has PUB's study for it been completed?
Flash floods: inside a 99-year lease
PUB lists no flood-prone area or hotspot in Downtown Core. Island-wide, days with 50 mm or more of rain go from 6.6 to 8.7 a year by 2100, reaching 1.5 times their 1995–2014 level by 2090.
Has this street flooded in heavy rain before?
Has the carpark or ground floor ponded in heavy rain before?
Heat: not before 2100
Days at or above 35°C go from 1 to 7 a year by 2100, staying under 30 a year.
Which way does the unit face, and how much afternoon sun does it take?
The numbers
Today
2050
2100
Land below the safety line
14%
19%
29%
Days at or above 35°C a year
1
2
7
Days with 50 mm or more of rain a year, island-wide
6.6
7.6
8.7
At today's pace of emissions (SSP2-4.5). "Today" is modelled, not measured. Downtown Core covers 5.1 km² with a median ground height of 4.2 m.
In the middle of 55 areas by day and at night. Few tall trees to shade streets. Satellite readings of the ground surface, not the air: Landsat by day (2016–2025), MODIS at night, ESA WorldCover for trees. They describe today, not a forecast.
An independent project, not produced or endorsed by CCRS, NEA, PUB, URA or any government agency. Low land in Singapore is protected today by seawalls, tidal gates and drains; these dates show when more of it will depend on that protection. Prompts, not property, insurance or investment advice.